HDFC Regalia Credit Card: Benefits and Eligiblity

The HDFC Regalia Credit Card comes with a slew of perks designed specifically for customers who want to take advantage of privileges and benefits while traveling. With the HDFC Regalia Credit Card, you will receive an unlimited number of reward points on all purchases. Apart from this, a 2500 bonus reward points as a welcome bonus. Keep reading to learn more about the HDFC Regalia Credit Card.

Benefits of HDFC Regalia Credit Card

The HDFC Regalia Credit Card offers benefits such as travel, fuel, dining, fuel surcharge waiver, and insurance coverage. It allows you to save money in all of these categories. Some of the major HDFC Regalia Credit Card advantages are as follows:

• Welcome Benefits: Earn 2500 reward points as a welcome gift when you apply for a credit card.
• Domestic Lounge Visits: With the complimentary program, you will receive up to 12 free domestic lounge visits per year in India.
• International Lounge Visits: Unlike domestic lounges, you will be able to visit up to 6 international lounges per year.
• Concierge Services: The HDFC Regalia Credit Card provides travel concierge assistance services to all of its users in order to improve their travel experience.
• Insurance Comprehensive Protection: Rs. 1 crore in air accident death coverage, Rs. 15 lakh in emergency overseas hospitalization, and Lost Card Liability Coverage of up to Rs 9 lakhs.
• Reward: Get a chance to earn 4 reward points for every Rs. 150 spent. Furthermore, for every Rs. 5 lakh spent annually, you will receive 10,000 reward points.
• Zero Liability Protection: If your card is lost or falls into the hands of an unauthorized person, and a report of misuse is filed, you will be compensated up to Rs. 9 lacs under the zero liability protection plan.
• Complimentary Zomato Gold membership: With your card, you will receive a one-year subscription to Zomato Gold for free. 
• Contactless Payment: The HDFC Regalia Credit Card supports contactless payments. This allows for a faster, more secure, and more convenient process all around.
• Renewal Offer: If you spent more than Rs. 3 lakhs in the previous year, the credit card’s renewal fee will be waived. 
• Milestone Benefit: Earn up to 10,000 reward points when you spend Rs. 5 lakh during your anniversary year. Furthermore, if you spend Rs. 8 lakhs during the anniversary year, you will receive 5000 reward points.
• Dining Benefit: Receive complimentary dining benefits such as guaranteed 25% off at over 2000 premium restaurants. Furthermore, 5% extra on the buffet system across 200+ restaurants get 1+1 on each and no convenience fee.
• Fuel Surcharge Waiver: A 1% fuel surcharge is waived across all petrol pumps in India. However, the offer is conditional on a transaction of at least Rs. 400 and a maximum of Rs. 5000.
• Cash Advance Charge: Whichever is greater, either Rs. 500 or 2.5% of the transaction amount.

Eligibility of HDFC Regalia Credit Card

It is advisable to check the eligibility criteria and documentation process before applying for any credit card. It promotes a smoother and faster application process. Also, it reduces the possibility of rejection. The following are the HDFC Regalia Credit Card eligibility criteria that you should be aware of before applying:

 Conclusion

The fintech industry is constantly changing. Every day, a new credit card is introduced with the goal of improving people’s lives. There are numerous credit cards available today that are designed to cater to a specific audience. HDFC Regalia Credit Card is one of them. It is intended for those who wish to benefit while traveling. HDFC Regalia Credit Card comprises several benefits and features that one could expect. However, you should always compare the card you choose to others on the market. It will assist you in deciding or evaluating many things, making decision-making easier.

If you want to enjoy dining benefits, domestic-international lounge access, travel benefits, rewards points, welcome bonuses, and so on, the HDFC Regalia Credit Card is the right choice for you.