Want to Apply for The Bajaj Finserv EMI Network Card?

The EMI Network Card by Bajaj Finserv allows you to obtain a pre-approved loan of up to Rs. 4 lakh. Credit lines offer by the card can be use to make various purchases, like home appliances, groceries, or even gym memberships, through 60,000+ partner stores on No Cost EMIs. 

Read below to check the Bajaj Finserv EMI Network Card eligibility Criteria for Applying for The Card

The Bajaj Finserv EMI network card eligibility criteria are influence by age, salary, occupation, and a good CIBIL score. 

• The Range of Your Age Should be From 21 to 60

The minimum age require for applying for the card is 21 years; the maximum age is 60 years. 

• It is Important to Have a Regular Source of Income

To determine your eligibility, you must know your net monthly income, and it will help you understand if your EMIs will adversely affect your lifestyle. To avail of the loan facility, you must have a regular source of income. FOIR calculation (Fix Obligation to Income Ratio) is use to determine if you are eligible for a loan. 

• A Good Credit Score is Required

Your Bajaj Finserv EMI Network Card application will be approve more easily when your credit score is optimal, whereas low credit scores make it more difficult to get a card. You must have a 750 credit score. 

Why Should You Apply for EMI Network Card from Bajaj Finserv?

Pre-Approved Card Limit:

Using the EMI Network card, you can get a pre-approve credit limit of up to Rs. 4 lakh and use the limit at over 60,000+ partner stores in over 3,000+ locations.

Shopping Friendly:

Several online and offline shopping platforms accept the card.

No Cost EMI:

Bajaj Finserv partners with select stores that sell select products at No Cost EMIs via the EMI Network Card, meaning interest is not require to convert your purchases to EMIs using the card. Person can check Bajaj Finserv card eligibility on the site of bajaj finserv.

Easy Repayment Tenor:

A repayment tenor of up to 24 months is offer with the card.  You will get instant pre-aaproved limit with your EMI network card. Just check the Bajaj Finserv Card eligibility on the platform of Bajaj Finserv.

Minimal Documentation:

Documentation is require one time only, for which you have to submit only the basic KYC documents. You do not need to submit any documentation when purchasing an EMI Network Card if you already have one.

E-Wallet:

A Bajaj Finserv Wallet app is include with the EMI Network card. Therefore, the card does not need to be carried around with you. A mobile wallet app can be use to make payments instead.

Foreclosure Charges are Nil:

You are not charge a fee if you close your loan account after paying the first EMI with Bajaj Finserv.

Applying for The Bajaj Finserv EMI Network Card Requires These Documents:

To apply for a Bajaj Finserv EMI Network Card here is Bajaj Finserv card eligibility, also referred to as the Bajaj Finserv Insta EMI Card, you must provide the following documents:

• PAN,
• Address Proof,
• Cancelled check,
• ECS mandate duly signed.